BIDV SmartBanking — OpenBanking & API Integration

Standard deliverables

• OpenAPI (Swagger) for each endpoint and Postman collection
• Protocol & authorization analysis (eKYC, Smart OTP, OAuth-like flows)
• Production-ready SDK (Node.js / Python) with sample apps
• Automated test suite & sample integration tests
• Security checklist & compliance notes for Vietnam regulatory context

Example: Account statement endpoint (pseudo)

POST /api/v1/bidv/accounts/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  "account_id": "IBAN:VN123...",
  "from": "2025-11-01",
  "to": "2025-11-30",
  "format": "json"
}

Response: {
  "status":"OK",
  "account":"IBAN:VN123...",
  "transactions": [ { "id":"T123","date":"2025-11-05","amount":-250.00,"desc":"POS - Merchant","balance":1750.00 } ]
}

Priority scenarios we handle

eKYC automation, Smart OTP verification integration, QR payments, term deposit lifecycle webhooks, AI-assisted offer feed, card tokenization and fraud-resistant transfer flows.

Compliance & Security

All work is delivered based on customer authorization and public/partner APIs. We avoid unauthorized scraping and provide guidance for secure, auditable integrations aligned with local regulators and data protection laws.

Integration approach

1. Requirement intake & data access permissions
2. Protocol & traffic analysis (2–4 business days)
3. API design & PoC (3–8 business days)
4. SDK delivery, tests & documentation (1–3 business days)
5. Handover and optional maintenance SLA

Studio — Who we are

We are a technical services studio focused on secure app interface integration and authorized API delivery. Core strengths: mobile protocol analysis, OpenBanking/OpenFinance implementations, SDK delivery and compliance advisory. Team has extensive experience with bank integrations, eKYC, payment channels and cloud-native deployments.

• Overseas clients: multi-jurisdiction experience
• Deliverables: source code, OpenAPI spec, test plans
• Pricing transparency: from $300, pay after demo on satisfaction

Contact & Next Steps

Provide the target app name (BIDV SmartBanking already provided) and your integration goals: which features to expose (balances, transfers, deposits, cards), expected throughput and preferred SDK language. We will return a scoped proposal and delivery timeline.

Open contact page